Housing market heats up — and it’s just getting started

If you tried to buy a home in Phoenix a year ago, you probably would have been able to land it for well under the asking price. Those days are gone. In a city that was hit hard after the housing bubble burst in 2007, you’re more likely to encounter [...] Read more »

Why it’s tough to refinance with your current lender

A small group of borrowers might profit from refinancing with their current lenders — the firm to which they remit their monthly payment. Most borrowers, however, will do better refinancing with a new lender. Your existing lender is ambivalent about refinancing you You are already a client, and your current [...] Read more »